Design & Implementation

Benefits are not Cookie Cutter

As an independent insurance agency, Gehring Group represents all types of employee benefits programs and has extensive knowledge and expertise with implementing and servicing programs that include; Consumer Driven and High Deductible Health Plans, Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA), Flexible Spending Accounts (FSA); and Cafeteria Plans (Section 125).

Thorough Analysis & Concise Recommendations

Through our knowledge and expertise, Gehring Group’s staff is able to aid our clients in determining which plans represent viable options in order to assist management in making better-informed decisions regarding the implementation of new concepts, and ascertaining whether they are in the best interest of their organization. Gehring Group has the ability to analyze your benefits plan costs against reliable benchmark information, project the impact of plan design changes, estimate your renewal costs and streamline the plan selection process for your employees. Gehring Group is committed to developing a customized package for your company that defines your needs and accomplishes your goals.

Strategic Planning

By providing customized plan recommendations based on each client’s objectives, short-term and long-term goals, and outlining the actions needed to accomplish those goals, we feel confident in our ability to provide the cost effective solutions your company desires. Our expertise extends to all types of funding arrangements including fully insured, self-funded, minimum premium and stop-loss programs. In addition, we have the tools to effectively analyze claims data in order to pinpoint and leverage potential areas for cost savings within your plan design.

Continuous Plan Evaluation

Gehring Group performs a continuous review of the client’s claims information, premium rates and all other information, in order to evaluate your current program and determine a timetable for any account projects that may be recommended. As part of our continuous service, Gehring Group staff also conducts detailed analysis and projection sessions with decision makers at key points throughout the year. We consistently track the available claims utilization data of your program throughout the plan year in order to more effectively prepare for the renewal process. We review available claims utilization reports to determine where your programs are running favorably and utilize the claims data to forecast renewal projections and negotiate with vendors.

Health Care Reform Compliance & Strategic Consulting

Gehring Group is proactively addressing each of the requirements on behalf of all of our clients to ensure that all policy renewals subject to the mandates are in compliance with the Health Care Reform legislation. As Health Care Reform continues to evolve, Gehring Group will diligently review all newly available product offerings to ensure that our clients are always presented with the best available options while complying with all mandates and requirements of the Patient Protection Affordable Care Act (PPACA). In addition, Gehring Group provides you with updates regarding any changes in applicable laws and how they might affect your benefits program. We provide educational seminars to our clients amidst the current fast-paced legislative environment so that they have all of the information they need to adequately prepare for the upcoming events.