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The FPL Affordability Safe Harbor contribution for 2024 plan years (starting 1/1/2024 or after) is $14,580 FPL x 8.39% = $1223.26/year or $101.94 per month. The affordability percentage is outlined in the IRS Rev. Proc. 2023-29. As a refresher, this affordability safe harbor is utilized to avoid the B penalty (Affordable Care Act 4980H(b)) for not […]

Events outside your control can bring your organization to a screeching halt. A wildfire could engulf your office in flames. A hurricane could destroy your facility’s roof, forcing you to shut down for weeks, and we all know how costly the ensuing floods can be. Business interruption (BI) insurance is your best friend when that […]

Did you know that 73% of the U.S. workforce are caregivers? During our 2023 Public Sector Summit, we introduced resources for supporting team members in the sandwich generation and this article from the Harvard Business Review explores the invaluable skills these caregivers are bringing back to their organizations. With such a large percentage of U.S. […]

A trifecta of benefits trends emerged in the first half of this year that are expected to grow as we enter the second half of 2023 and HR will want to watch them closely—because some can directly affect your organization’s costs. Read the full article HERE.

As part of the Risk Strategies family, and as their public sector specialty practice firm, we are ecstatic to be recognized as the #1 Top Broker in South Florida by the South Florida Business Journal. Thank you to our wonderful clients for your continued trust and allowing us to serve you. View article HERE.

As Diversity, Equity & Inclusion (DE&I) efforts become a key performance measure, many organizations are increasingly considering their DE&I and Environmental, Social & Governance (ESG) values together with their boardroom metrics to build their total rewards strategy, which includes employee benefits. Click HERE to read more.